Are you ready to pop the big question? For some people, it might be “Will you move in with me?” or it could even be proposing. Whatever the case, if you and your significant other are ready to call a house, condo, or townhouse home, you should keep a few things in mind. Follow these […]
The Pros & Cons Of Selling A House In The Winter
What Is Real Estate Seasonality & How Can It Impact The Sale Of Your Home? Real estate seasonality is a series of trends in home buying/selling behaviors that repeat year after year. Namely, buyers are most active and motivated during the summer months and least interested in making a purchase over the winter. As a […]
Get the Best Mortgage Interest Rate
Below are some quick and easy steps toward a great mortgage interest rate. Know your credit score. Whether you pay your bills on time is about 35% of your credit score and another 30% of your score is based on how much debt you owe. Decide on a realistic down payment. Saving even the smallest […]
Minnesota Fair Housing Spotlight: Pets, Service Animals, and Emotional Support Animals
Ensuring fairness for individuals with disabilities the same housing rights as non-disabled includes accepting service animals and emotional support animals. The difference between assistance animals and pets is essential, which consists of the laws protecting assistance animals through the Americans with Disabilities Act (ADA). Below are the basics of these factors, focusing on service dogs […]
The Importance of The Backyard
Small backyards and large acreage can impact the ever-changing environment around us. All backyards have an importance and play a vital part of their local ecosystems. While the landscaping and the care of it can contribute to water quality, micro-environments for animals, and flora, the smallest choices can contribute to a healthier environment or add […]
Buying a House in Minnesota: Consider the Feng Shui
Feng shui, also known as Chinese geomancy, is a traditional practice from ancient China. The goal is to use energy forces to harmonize individuals with their living or working environment. Oh, and don’t be fooled by any interior design or furniture placed in perfect feng shui fashion. This article is more about structure, placement, and […]
Monthly Market Stats For July 2024
July 2024 U.S. existing home sales fell 5.4% month-over-month and 5.4% year-over-year to aseasonally adjusted annual rate of 3.89 million units, with monthly sales down in all fourregions, according to the National Association of REALTORS® (NAR). Higher mortgagerates, along with rising sales prices, have kept many prospective buyers on thesidelines, despite more home choices and […]
Monthly Market Stats For May 2024
May 2024 U.S. existing-home sales fell for the second month in a row, sliding 1.9% month-over-month and 1.9% year-over-year, according to the National Association of REALTORS® (NAR), with sales down in all four regions of the country. Higher borrowing costs and accelerating home prices continue to weigh on demand, pushing some prospective buyers to the […]
Monthly Market Stats For March 2024
March 2024 U.S. existing-home sales improved for the second month in a row, jumping 9.5% to aseasonally adjusted annual rate of 4.38 million units, exceeding economists’expectations and marking the largest monthly gain in a year, according to the NationalAssociation of REALTORS®(NAR). The rebound in home sales comes amid fluctuatingmortgage rates and elevated sales prices, indicating […]
Monthly Market Stats For August
August 2023 Higher mortgage rates, along with elevated sales prices and a lack of housing inventory,have continued to impact market activity during the summer homebuying season. Theaverage 30-year fixed-rate mortgage has remained above 6.5% since May, recentlyhitting a two-decade high in August, according to Freddie Mac. As a result, existing home sales have continued to […]
Holiday Party 2023
Celebrate the season with The Exceptional Home Team and Summit Mortgage Corporation! Join The Exceptional Home Team and Summit Mortgage Corporation in celebrating the season! You’re warmly invited to our holiday party, where Santa and Mrs. Claus will be present to spread joy and capture delightful moments with your children. Additionally, we’re continuing our tradition […]
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